February 2009 Goals Friday, January 30, 2009

As I mentioned in my first post, I tend to take on too much and not stick to it. So rather than listing several things to do this month. I am going to follow just three.

February Food Challenge: I have joined the February Food Challenge to stick to a budget while dining out. I have set aside $150 for this and will be posting a weekly review.

Exercise four to fives times a week: I really need to get into the habit of exercising on a regular basis so I am goin to try four- fives times a week for 45 mins. It will also keep me awaying from shopping. :D

Planning my meals: I am going to make an effort to plan my meals, so that I can focus on healthier eating.

February 2008- Food Challenge

I have decided to join, Krsytal at Give Me Back My Five Bucks on her monthly Food Challenge for February. We are supposed to allot a food budget for the month and try our best to stick to it. We should also give a weekly recap on how we have done. Our budget can include groceries or dining out money or both. I have decided to go ahead with alloting $150 for dining out.

I guess it will help me budget while helping my wasitline at the same time ;). My weight issues will get a whole other post.

My Finances- Networth 2008


While we are all a month into 2009, I thought I would start off with my finances. Please do keep in mind that I have only been tracking my networth since March 2008. Hence it should have been more than this, but this is good enough. 2008 ended with my networth increasing by



So, how did I manage such an increase?

  • I saved a fixed amount every month.
  • Got promoted on my job.
How is 2009 going to be?

As much as I would like to achieve something similar this year. It might more difficult since I was informed I will not be receiving any increments this year. Also I spent like crazy this January (highly irresponsible) and will be spending most of February's pay to pay two cards off.

So, this year I am going to aim to

  • Reduce my debt to zero.
  • Save as much as I can.
  • Have a No-Spend month.
  • Become a sensible spender. (I will try my best at this)

WISH ME LUCK!!!

Welcome!

I have tried to blog several times over the past three years and failed miserably at them.

So, I am going to try again.

The reason I think I failed all those other times is because I was trying to do much.

This time around, I am going to try to blog twice a week till I get used it. Maybe use the other days to think about topics I would like to focus on the blog or just work on them during the weekends.

However, majority of this blog will focus on my journey thru my late-twenties. It can be finances, weight loss, career, relationships, dreams and anything else that interests me.